Being debt free should be a goal for everybody. Right now, there are many Americans who are swimming in debt. Life is expensive…lets face it. It doesn’t help either that buying things you don’t need with money you don’t have has become prevalent in this country.

photo credit: warrenski
In a perfect business world, cash and receivable come in as expected and leave when they are supposed to. If they didn’t how can you expect to have a comfortable profit margin? However, in the real world money comes in if and when a customers gets around to it and goes as [...]

photo credit: aresauburn™
A vehicle is going to be one of your largest purchases. No matter how expensive a vehicle is, it is going to be in the same league as a house and college education as far as expenses go. Buying a car is something that involves hours of research and planning.
There [...]